The data now exists.
The routing layer does not.
Transparent Health is building the infrastructure that turns fragmented healthcare pricing into real-time, quality-scored care decisions, across negotiated rates, cash pay, and direct contracts.
Price + Quality Routing
Sample Routing Output
Savings vs Hospital
$2,800
Annual Premium
$26.9k
Embedded in Your Benefits Platform.
A single API call embedded in the benefits platforms employees already use, returning ranked outpatient care options at the exact moment they are about to schedule.
Routing Engine
Ingests TiC + MRF data via Health Cost Labs API. Normalizes by CPT code, zip, and employer plan design. Returns ranked in-network providers with plan-specific estimated cost.
Quality Scoring
Five public signals: ACR accreditation, MRI field strength, machine age, radiology group affiliation, and Medicare volume. Routes to value, not just price.
AI Concierge Layer
Guides employees at the exact moment they're about to schedule, before the default hospital referral. Explanations drive behavior change.
Cash-Pay & RBP Layer
The harder infrastructure problem. We unify negotiated rates with cash-pay and reference-based pricing data, replacing manual TPA workflows with real-time routing.
Broker + TPA as the Unlock
One broker relationship opens hundreds of employer clients. One TPA integration opens thousands. Currently deploying via top-tier global broker networks.
The Technical Fix.
Legacy transparency failed because showing prices alone doesn't change behavior. We built the routing layer that does.
The Core Philosophy
Routing changes behavior. Showing prices alone does not. Our carrier-agnostic infrastructure unifies negotiated rates, cash-pay, and direct contracts into a single decision-support moment.